About the Office of Higher Education What is the Office of Higher Education? College Costs What is it going to cost me this year to pay for higher education? Financial Aid (General) What is available for my child to help pay for postsecondary education? Is financial aid available to help families keep up with the rising prices? How do I apply? What are the deadlines? How do I get financial aid? Does work study count as income on the FAFSA? I think I applied, but I am not sure. How do I find out if I did or did not? I am thinking about going back to school. Is there anything to help me pay for it? Our income dropped significantly this year. Can we get help? We filled out the FAFSA and we were turned down, but our rich neighbor kid got a grant! How can a person apply for financial aid without involving his/her parents? Do I have to be a U.S. citizen to qualify for financial aid? Do distance learners qualify for financial aid? Is financial aid available for graduate students? Does the state have a pre-paid tuition plan or other saving incentive programs? Minnesota State Grant Program When will my check be at the school? How do I tell the State Grant Program that I want to change schools? Interstate Tuition Reciprocity I am sending my child to a college out of state. Can reciprocity help me? Loans Are students today borrowing more than they can afford to repay when they graduate? How do I get a loan? My school told me I cannot get a loan. Tell me all about this SELF Loan Program. Which is better, the SELF Loan or the Unsubsidized Stafford Loan? What is a deferment? What are my loan repayment options if I can't find a job after I graduate from college? Besides unemployment, what other deferment opportunities are there? I have several different student loans, so I'm making more than one payment. Is there a way to merge my loans so I have only one monthly payment?